American All Claims Public Adjusters
A falling object accident can happen. Heavy wall-mounted objects of art fall and can damage walls, floors and furniture. These falling or dropped object claims are valid and are generally able to be submitted as claims subject to your policy deductible.
In Florida, the statute is to repair or replace with matching material. If your items are older it may be impossible to repair one area so that it matches. In that case, your insurance company may be persuaded by American All claims Public Adjusters to provide for the replacement of the entire floor, counter, patio tile, etc. that was a result of sudden and accidental damage to your property from a dropped or falling object accident
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